Kenya’s new 5 per cent penalty on employers who fail to remit student-loan deductions has drawn criticism as an inadequate centrepiece for reform. The writer has cited Singapore’s CPF Education Loan Scheme as a model, with features such as advance notification, flexible instalments and deferment options for borrowers. A single digital student-finance system linking education, … Continue reading Student loans: Kenya must stop punishing the payroll and start fixing the system