From cash-based to structured Loan: How teachers have navigated complex financial landscape in Kenya

In 1993, the life of a teacher in Kenya was defined by dedication, resilience, and constant financial strain. Salaries were paid in cash, often delayed, leaving educators with little room to save or plan for emergencies. SACCOs provided some support, but their resources were limited, and loans could take months to process. In urgent situations, … Continue reading From cash-based to structured Loan: How teachers have navigated complex financial landscape in Kenya